Earning the money is half the story; getting it into your hands is the other half. Creators on Orcazo choose between bank transfer, crypto, and PayPal for their payouts, and the right answer depends on where you live, how fast you want the money, and what fees you’ll tolerate.
Bank transfers: the default for a reason
A direct transfer to your own bank account is the most predictable option: no wallet management, straightforward for taxes, and no conversion step. International transfers can take a few business days and may involve intermediary fees, but for most creators this is the set-and-forget choice.
Crypto: fastest across borders
For creators in countries where international banking is slow or expensive, stablecoin payouts (USDC or USDT) arrive in minutes with minimal fees. The trade-offs are real: you manage the wallet, you handle the off-ramp to local currency, and you keep your own records for tax purposes.
If you go this route, double-check the network before submitting a payout request — a token sent on the wrong network is often unrecoverable.
PayPal: convenient, with caveats
PayPal is instant and familiar, which makes it popular for smaller, more frequent payouts. Watch the fee structure and currency-conversion spread, and make sure your account is verified — unverified accounts are where payment holds happen.
Whichever method you pick, keep it consistent. A stable payout method with a clean history processes faster on every request that follows.